2020年12月英语六级听力真题-第1套-短文1

**完整试卷请去V-信-公-重-号：超能资料库**

试题选项、原文、答案如下：
一、试题选项：

9.A) Try to earn as much money as possible.

B)Invest shrewdly in lucrative businesses.

C)Save one-fifth of their net monthly income.

D)Restrain themselves from high-risk investments.

10.A) Cut 20% of their daily spending.

B)Ask a close friend for advice.

C)Try to stick to their initial plan.

D)Start by doing something small.

11.A) A proper mindset.

B)An ambitious plan.

C)An optimistic attitude.

D)A keen interest.

二、听力原文

Passage One

To achieve financial security. How much you save is always more important. Then the amount you earn or how shrewdly you invest.(9) If you're under 30 years old, your goal should be to save 20% of your monthly income after tax deductions. This is irrespective of how much you earn. Approximately 50% should be reserved for essentials, like food and accommodation. The remaining 30% is for recreation and entertainment. But for many young people, it'll be difficult to designate such a large proportion of their income for savings. (10) If you find it hard to save any money at all start by cutting all unnecessary spending, allocate a tiny amount of 1 or 2% for savings, and gradually increase that amount. (11)Always keep that 20% goal in mind, prevent yourself from becoming complacent. It can be challenging to stick to such a strict plan. But if you adopt the right mindset, you should be able to make it work for you. So what should you be doing with the money that you are saving? Some must be kept easily accessible. In case you need some cash in an emergency, the largest proportion should be invested in retirement plans, either for your employer, all privately, you can keep some money for high risk, but potentially lucrative investments. Dividends can be reinvested or used to purchase something you like. By following this plan, you should hopefully be able to enjoy your life now, and still be financially secure in the future.

Questions, 9 to 11 are based on the passage you have just heard.

Q 9. What are people under 30 advised to do to achieve financial security?

Q10. What should people do if they find it difficult to follow the speaker's advice on their financial plan?

Q 11. What does the speaker think is important for achieving financial security?

参考答案：（忽略ABCD序号-因为四六级选项打乱的，看答案内容）

　　9. C)Save one fifth of their net monthly Income 【同义替换 20%=one fifth】

　　Q9: What are people under 30 advised to do to achieve financial security?

　　原文：To achieve financial security, how much you save is always more important than the amount you earn or how shrewdly you invest. If you are under 30 years old. your goal should be to save 20% of your monthly income after tax deductions.

　　10. D)Start by doing something small. 【同义替换tiny=small】

　　Q10 What should people do if they find difficult to follow this speakers advice on their financial plan?

　　原文：If you find it hard to save any money at all, start up by cutting all unnecessary spending, allocate at a tiny amount of l or 2 percent for savings, and gradually increase that amount.

　　11. B)综合理解题．短文前半部分提到关于如何存钱的财务计划，后半部分提到存下的钱如何使用的问题，末尾提到只有坚持这样的计划，你才能享受现在的生活并确保未来的财务安全。由此可知，制订合理的计划是确保实现个人财务安全的重要办法．