Dialogue one:
A: About 24% of my income goes in tax, which is quite low — I don’t know how they manage in places where tax rates are higher. I have a good job — I suppose I earn about thirty grand with bonuses, but I wouldn’t say that we were well-off. We can’t afford to run two cars. The cost of living is very high here.
B: Does your wife work?
A: She does at the moment. We’re trying to clear our overdraft, and there isn’t a lot left over. We do spend a lot on food, but then we’re a big family — it’s difficult to economize. We spend very little on holidays, we usually go camping, which the children prefer anyway. We did go abroad for a week last year but that was exceptional. I don’t know where the money goes. We don’t often go out.
B: What about hobbies?
A: I’m keen on sailing, but it’s an expensive pastime. We do spend a bit on the children, Angela loves riding, but we’re careful, we have to be.
![](http://imagev2.xmcdn.com/group56/M0B/56/C4/wKgLgFyGMkuTnW41AAGxEwBxeuU380.jpg!strip=1&quality=7&magick=jpg&op_type=5&upload_type=cover&name=web_large&device_type=ios)
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